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Warsaw

Poland · PLN · share price index, latest 2026-09

The city is a label: every national figure here is Poland's own, and the cost of living is one survey's answer for one adult, with its method and its year.

Minimum income standard

A budget built from what members of the public say a household needs for a decent minimum.

zł 1,947.12a month · 2025

€459at the ECB's 2025 average

Excluding housing zł 1,208.08 (€284.95)

Monthly social minimum, one-person household, 2025 average.

  • Housing: a component of the budget: Housing-community flat fees and energy, not market rent
  • IPiSS, 2025

What the figure is made of

Eight other categories · zł 1,208.08 · 62.0%All 2 parts
  • Housing: community fees and energyzł 739.04 38.0%
  • Eight other categorieszł 1,208.08 62.0%

How it has changed since 2019

Warsaw's minimum income rose 61% from 2019 to 2025, faster than prices, while what a person in Poland spends on average rose 76%.

1001201401601802019202120232025Spending+76%Minimum income+61%Prices+49%

Each line is 100 in 2019. IPiSS's modified social minimum for a one-person working-age household, as each year's annual-average report publishes it.

The whole record

Stock market

At 299 in September 2026, more than two and a half times its 2015 level, in zloty and before inflation. The chart below shows what the zloty was worth in euros.

PLN per euro

4.38 zloty to the euro in October 2026, still under the February 2004 record of 4.86. A rising line is a weaker zloty.

House prices, after inflation

23% above 2010, and at its peak.

The economy

Inflation, one year
3.8%
2025
Average spending per person
€1,214 a month
2025
Income per person, adjusted for local prices
$52,290
2025
Unemployment
3%
2025
Life expectancy
78.4 years
2024

What the economy is made of

What the country produces, which is what most people there work in; not which companies move the stock market.

  • Services 59.7%
  • Industry 25.8% (manufacturing 15%)
  • Agriculture 2.5%
  • Taxes less subsidies 12%
How this is calculated
Minimum income standard
Social minimum (minimum socjalne) is Poland's own method: A priced basket of needs agreed as the minimum for social inclusion. It is not interchangeable with another country's survey, which is why no other city's figure sits beside it.
Prices
No carry-forward. The survey (2025) is not older than Poland's latest CPI year (2025), so nothing is carried: a year of inflation not yet published is not guessed. World Bank FP.CPI.TOTL, annual average.
In euros
At 4.239658 PLN per euro, the ECB's 2025 average, the survey's figure is €459.26. ECB euro foreign exchange reference rates.
Change since 2019
Each series divided by its 2019 value. Prices: World Bank FP.CPI.TOTL, annual average. Spending: World Bank NE.CON.PRVT.CN ÷ SP.POP.TOTL, current local currency, household final consumption divided by population, per month. IPiSS's modified social minimum for a one-person working-age household, as each year's annual-average report publishes it.
Stock market
OECD via FRED SPASTT01PLM661N, monthly, 2015 = 100, in PLN and before inflation, on a logarithmic scale: equal distance is equal percentage change. Latest 2026-09.
PLN per euro
ECB euro foreign exchange reference rates, monthly average from 1999, on a logarithmic scale. A rising line is a weaker PLN. Latest 2026-10.
House prices, after inflation
BIS via FRED QPLR628BIS, quarterly, 2010 = 100. Indexed to Poland's own 2010, so only the direction compares across countries, never the level. Latest 2026-Q1.
Sources

IPiSS, Minimum socjalne 2025 średnioroczne · retrieved 14 Oct 2026

World Bank NE.CON.PRVT.CD ÷ SP.POP.TOTL, ECB annual average · World Bank NY.GNP.PCAP.PP.CD · World Bank SL.UEM.TOTL.ZS · World Bank SP.DYN.LE00.IN · World Bank FP.CPI.TOTL.ZG · World Bank NV.AGR.TOTL.ZS · World Bank NV.IND.TOTL.ZS · World Bank NV.SRV.TOTL.ZS · World Bank NV.IND.MANF.ZS · derived: 100 less agriculture, industry and services. Taxes less subsidies is 100 less the three sectors.